Since our foundation in 2012, we have strived to support the growth of local small businesses in the Bay Area. Currently, our services include endorsing Kiva 0% interest loans, organizing business workshops, community outreach and also small business strategy consulting. 

Kiva 0% Fixed Interest Loans

Microfinance at Berkeley is a Tier-1 Trustee for Kiva U.S., which enables us to endorse borrowers for 0% interest loans. You can apply for a loan of up to $10,000 with a repayment term of up to 36 months. As a formal Kiva Trustee, our endorsement publically vouches for your ability to repay the loan and can increase the success of fundraising your loan. In addition to our endorsement, Microfinance at Berkeley also provides services completely free of charge. We work to support your small business through bettering your Kiva application and making social media recommendations.

See more information about the Kiva loans at

Due Diligence Process

This simple process allows us to get to know you and your business and how we can best support you through the Kiva process.


Small Business Consulting

We understand that not every business has the need for receiving external funds. As a student group that has a strong mission of helping local businesses grow and prosper, we also offer small business consulting services through industry research and case studies.

Business Workshops

We strongly believe that knowledge is power, and therefore a key part of our services is sharing what we know and what we have learnt to small business owners. We have partnered with organizations like the Berkeley Public Library and Oakland digital, and previous workshops topics include utilizing social media for small businesses, introduction to Quickbooks and the benefits of using FinTech for small businesses.

Our team after our FinTech workshop presentation at Oakland Digital

Our team after our FinTech workshop presentation at Oakland Digital

Community Outreach

In order to help our clients better, we frequent farmers markets and Oakland First Fridays to understand the need of small business owners. By directly talking to business owners, we are able to tailor our workshops to fully fit their needs and do research on relevant areas that could benefit them the most.

Our team after outreach at Oakland First Friday

Our team after outreach at Oakland First Friday